Going on a shopping trip online? Discover the power of smart spending with the best credit cards for buying things on Amazon. With so many options, picking the right credit card can help you save more and get more perks.
Whether you want cash back, perks for traveling, or special deals, the perfect card is waiting to make your Amazon shopping experience better. Come with us as we look at the best options and break down their pros and cons in a way that fits your online shopping habits.
Get these credit cards to help you with your money, and every Amazon buy will be a good one. Welcome to the world’s biggest online market, where smart shopping is possible.
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1. Amazon Prime Rewards Visa Signature Card
The Amazon Prime Rewards Visa Signature Card is a great deal if you already have Amazon Prime. There is no annual fee, and users get 5% cash back on all purchases made at Amazon and Whole Foods.
They also get 2% cash back at restaurants, gas stations, and drugstores, and 1% cash back on all other purchases. If your application is accepted, an instant $100 gift card will be added to your Amazon.com account. Along with the standard Visa signature benefits, there are also benefits like purchase protection and extended warranty protection.
2. Chase Freedom Without Limits
The Points Guy says that the Chase Freedom Unlimited card is a great choice if you’re not a Prime member but still want to get a good return on your spending. You’ll get 5% cash back on trips booked through Chase, 3% cash back at pharmacies and restaurants, and 1.5% cash back on everything else.
You can turn your cashback points into Ultimate Rewards points that can be transferred and are worth two cents each if you pair the card with a Chase Sapphire Reserve, Chase Sapphire Preferred Card, or Ink Business Preferred Credit Card. After that, you can use the points to buy things on Amazon.com or gift cards. The card also comes with purchase protection and extended warranty security as a bonus.
3. Receive It Cash Back
If the idea of getting cash back on all of your Amazon Prime purchases sounds good to you, you might want to look into the Discover It Cash Back. Because the earning rate is based on different groups, you can’t be sure that Amazon will come around every three months.
When it does, though, you’ll be able to get 5% cash back on Amazon sales of up to $1500 made with your Discover It card. Since Amazon isn’t always part of the yearly cash-back bonus, you’ll still get 1% cash back on everything you buy. Discover will also match your points at the end of the first year as a bonus for having the card.
4. American Express Gold Card
The American Express Gold Card is a good choice if you buy a lot of expensive things on Amazon. When cardholders buy things from Amazon, they get 1 Membership Rewards point for every dollar spent. Plus, the purchase protection policy is very generous, covering up to $50,000 in total over a year and up to $10,000 per event.
To get a better return on your spending, buy Amazon gift cards at some stores with the card and get 4 points for every dollar spent. That’s an 8% return. You can also get up to $120 in dining credits and up to $120 in Uber cash credits every year at selected restaurants.
5. Amazon Visa Signature Card with Bonus Points
Value Penguin says you might want to get an Amazon Rewards Visa Signature Card if you don’t already have Amazon Prime and don’t buy enough items on Amazon that can be shipped with Prime for the membership to be worth it.
This card is like a “light” form of the Amazon Prime Rewards Visa Signature Card. It gives you 1% cash back on everything else you buy, 3% cash back on Amazon.com purchases, and 2% cash back at gas stations, restaurants, and drugstores. You will get a $50 Amazon Gift Card automatically added to your Amazon.com account once your application is accepted.
6. The Citi Double Cash Card
BusinessInsider.com says the Citi Double Cash Card is one of the best credit cards for buying things on Amazon. It gives you 2% cash back on all purchases, including Amazon purchases. This is split into 1% cash back when you buy something and 1% cash back when you pay your bill.
You don’t have to pay a yearly fee, the interest rate on balance transfers is 0% for the first 18 months, there aren’t any complicated bonus categories to keep track of, and you get rewards every time you use your card.
7. American Express Card from Amazon Business Prime
If your business buys a lot of things from Amazon.com, AWS, or Whole Foods, the Amazon Business Prime American Express Card is a great option because it gives you 5% cash back on all of your purchases. If you’d rather, you can trade the cash back for 0% APR financing on any eligible buy for 90 days.
You’ll also get 1% cash back on all other purchases and 2% cash back at restaurants and gas stations in the US. You can get it for free every year, but you need to be a member of Amazon Prime. Once you’re approved, you’ll get a $125 Amazon gift card and be able to use some tools to keep track of your spending.
Conclusion
Choosing the right credit card can help you find your way around the huge world of online shopping. It can also make your Amazon purchases more enjoyable. We’re looking at the best credit cards for shopping on Amazon. Each one has its benefits, such as cash-back points or free travel. Whether you’re a loyal Prime member or a picky shopper, our review of these top credit cards will help you make smart choices. Welcome to the world of smart shopping.
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