California has some of the most beautiful places in the United States. Tourists of all tastes and interests are sure to have a great time there. It’s also a great place to retire. While some people choose more famous places like Maine and Florida, the Golden State’s mild weather, beautiful scenery, and clean beaches make it a great choice. When people retire, one of the most important things they look at is how much a place costs. California is one of the most expensive states, so it can be hard to find a place that won’t break the bank. But that doesn’t mean they don’t exist. There are many places where the cost of living is less than the state average for seniors as long as they stay away from the big towns. This list shows the California small places where you can retire for the least amount of money.
1. Rio Vista
Some of the most beautiful towns in the United States are in California. Rio Vista is one of them, but not many people know about it. It has beautiful scenery and would be a great place to retire. This charming gem is right on the Sacramento River, and it’s very cheap. Rents for all types of bedrooms and properties are below the state average, at $1,300 to $3,000. There are also annuities in town that are good for seniors. These give them a chance to protect their retirement savings while making more money. The town’s weather is nice, it has good transportation, it’s quiet, and there are lots of things to do outside.
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2. Moraga
Moraga, which is in the San Francisco Bay Area, has always been thought of as a great place to live and raise a family. It is also one of the least expensive places to retire in California. It has lots of nice parks and a laid-back vibe, which makes it a great spot for older people who want to enjoy a slower-paced life in their golden years. It is peaceful, quiet, and close-knit.
3. Grass Valley
The cost of living in Grass Valley is higher than the national average, but it is 18% lower than California’s standard cost of living. This makes it one of the more affordable options for seniors who are planning their retirement. An apartment costs about $1,995, and a bedroom costs about $1,411. However, rents for all types of flats and homes can be anywhere from $449 to $4,000. In addition to being cheap, Grass Valley has a very slow pace of life. The town has beautiful natural scenery, and because it’s small, seniors won’t have to worry about traffic. There are a lot of senior citizens living there—23.5% of the population is over 65.
4. Groveland
Groveland is beautiful and has lots of chances to see wildlife, so it’s a great choice for people who love the outdoors. The town is very cheap; it’s only 9% more expensive than the middle of the U.S. and 28.8% less expensive than the average in California. The town’s health care system doesn’t have many choices, but retirees can do a huge range of physical activities to stay healthy, such as yoga, hiking, nature walks, working out at the gym, and getting different spa treatments. This hotel is close to the entrance to Yosemite, which is one of the most Instagrammed national parks in the U.S. Seniors will have a great time here. The town has a laid-back vibe, and there are a lot of seniors (291 out of 533 people are seniors). This beautiful and cheap California town is a great place to retire.
5. Eureka
California has a lot of lovely small places where you can retire, and Eureka is one of them. The town has a slightly higher cost of living than the U.S. average, but a much lower cost of living than the state norm. This makes it one of the most affordable places in California to retire. In Eureka, the average home costs $200,000, and the average rent is only $950 a month. Because less than 30,000 people are living there, retirement won’t have to deal with traffic, pollution, or crowded places. The town has beautiful natural scenery, a quiet downtown area with lots of things to see and do, and a central area with lots of things to do. Twenty-five percent of people, or 4,504 out of 21,989, are over the age of 65. Also, it’s a laid-back town where retirees can enjoy a slower-paced life.
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