12 Affordable U.S. Cities Where You Can Buy a House for Under $100k

Want to buy a property without breaking the bank? While home costs have risen dramatically in many locations, there are still cities where you can locate reasonable properties for around $100,000. These 12 destinations, which range from small villages with attractive neighborhoods to developing cities with good amenities, provide unique alternatives for budget-conscious purchasers.

Whether you’re a first-time purchaser, an investor, or simply seeking a more economical lifestyle, these areas provide a balance of low-cost housing, job possibilities, and livability.

Explore each city’s real estate market to see where you may afford your dream home without sacrificing quality of life. Continue reading to learn which towns made the list and why they could be the best fit for your next relocation.

1. Fort Wayne, Indiana

Total active listings: 369
Active listings under $100,000: 16
Percentage of listings under $100,000: 4.34%

2. Columbia, South Carolina

Total active listings: 446
Active listings under $100,000: 20
Percentage of listings under $100,000: 4.48%

3. Indianapolis

Total active listings: 2,636
Active listings under $100,000: 128
Percentage of listings under $100,000: 4.86%

4. Tulsa, Oklahoma

Total active listings: 1,119
Active listings under $100,000: 73
Percentage of listings under $100,000: 6.52%

5. Wichita, Kansas

Total active listings: 1,134
Active listings under $100,000: 75
Percentage of listings under $100,000: 6.61%

6. Memphis, Tennessee

Total active listings: 1,927
Active listings under $100,000: 453
Percentage of listings under $100,000: 23.51%

7. Milwaukee

Total active listings: 644
Active listings under $100,000: 153
Percentage of listings under $100,000: 23.76%

8. St. Louis

Total active listings: 2,060
Active listings under $100,000: 530
Percentage of listings under $100,000: 25.73%

9. Rochester, New York

Total active listings: 253
Active listings under $100,000: 107
Percentage of listings under $100,000: 42.29%

10. Cleveland

Total active listings: 1,171
Active listings under $100,000: 518
Percentage of listings under $100,000: 44.24%

11. Cincinnati

Total active listings: 1,176
Active listings under $100,000: 79
Percentage of listings under $100,000: 6.72%

12. Kansas City, Missouri

Total active listings: 1,674
Active listings under $100,000: 118
Percentage of listings under $100,000: 7.05%

Conclusion

If you’re seeking affordable real estate, these 12 cities have unique options with properties under $100,000. These locales, ranging from small towns to major cities with excellent amenities, offer a blend of low-cost housing, career possibilities, and a high standard of living. Discover these markets to discover your future home.