More than 70 million people get Social Security benefits each month, but they must first complete the conditions set by the Social Security Administration (SSA).
The Social Security Administration (SSA) supervises the retirement, survivor, and disability insurance (RSDI) program, which pays monthly benefits to retirees, survivors, and disabled persons.
In addition, they provide a financial assistance program known as Supplemental Security Income (SSI), which is responsible for providing funds to low-income seniors over the age of 65, disabled people who have not made Social Security contributions, and some children in specific financial circumstances.
Beneficiaries Must Complete Certain Requirements to Receive Their Social Security Cheques in September
Retirement Benefit Requirements
The prerequisites vary depending on the program you wish to apply for. For example, if you wish to collect Social Security benefits from the retirement program, you must meet the full retirement age (FRA) rules, which are currently at least 62 years old, as well as have paid Social Security taxes for at least ten years.
Because the Social Security Administration tracks your contributions, you must have earned at least 40 Social Security credits, which are based on your total earnings and self-employment income for the year. In other words, to get one credit, you must have worked for approximately a full year, though this may fluctuate over time.
Although Social Security credits are required for retirement eligibility, the number of SSA credits does not affect the monthly retirement payment amount.
However, it determines your eligibility for retirement and other benefits, such as disability, Medicare, and survivor benefits, but has no bearing on the quantity of benefits you receive. Furthermore, if you have not worked or made payments in ten years or more, the Social Security Administration will continue to calculate your eligibility for a monthly benefit based on the employment record of a current or previous spouse.
The application process involves information on current and prior marriages, and the applicant’s status determines the maximum monthly benefit.
Disability Benefit Requirements
If you want to apply for disability payments, you must have earned Social Security credits; otherwise, you will not be accepted. According to SSA guidelines, SSDI benefits will only be granted to individuals who had previously paid payroll taxes before becoming disabled.
If you are disabled but have not paid payroll taxes, you can apply for Supplemental Security Income (SSI), which does not require this requirement.
In addition to earning enough credits, disabled people must submit medical evidence that they have a disability that will prevent them from engaging in substantial gainful activity (SGA) for at least 12 months or proof that they are blind.
Once accepted into the disability benefit program, your monthly benefits will usually continue until you can return to work regularly. There are also many special laws, known as work incentives, that provide continued benefits and health insurance coverage to help you return to work.
When you reach full retirement age and receive SSDI payments, the amount of your disability benefits is automatically converted into retirement benefits.
Other Conditions to Consider for Collecting Your Social Security Payments
Aside from the previously indicated standards for both retirement and disability payments, beneficiaries must also meet two additional conditions before receiving their benefits in the following weeks. According to the Social Security payment schedule, only retired workers and handicapped people who claimed benefits after May 1997 and were born on the following dates will receive checks in the coming two weeks:
- Those born between the 11th and 20th will receive their Social Security cheques on Wednesday, September 18th.
- Those born between the 21st and 31st will receive Social Security benefits on Wednesday, September 25th.